New York Warehouse Insurance: 5 Steps to Lower Workers Comp Costs

Caroline VegaWarehouse InsuranceLeave a Comment

New York warehouse insurance

Is your warehousing business burdened by rising workers’ compensation costs? If so, you are not alone. Others in the industry have attempted to reduce insurance costs and spending by controlling internal activities, but we have a different approach. Our five-step plan helps you establish a safety program that is both compliant with Occupational Safety and Health Administration (OSHA) standards and … Read More

Brewery Insurance: Coverage Insights for Insuring Craft Breweries

Caroline VegaBusiness InsuranceLeave a Comment

Brewery Insurance New York

In the past 30 years, the number of brewers in the United States has grown from under 100 to more than 2,400. Of these breweries currently in operation, almost 98 percent are considered regional craft brewers, microbreweries or brewpubs. With this continued trend, insurers have begun to offer more effective brewery insurance policies to address the unique exposures faced by … Read More

Money Saving Tips: Workers Compensation Insurance Guide

Caroline VegaCosts, SafetyLeave a Comment

workers comp money saving tips

Workers Comp Strategies that Will Positively Influence Your Bottom Line This workers compensation insurance guide offers suggestions about safety in the workplace, return to work strategies, claims management, and medical and legal considerations. Safety Program Goals Investigate near-miss incidents to prevent future accidents. Seventy-five percent of accidents are preceded by a near miss. Create a risk control service plan based … Read More

Workers Compensation Audit Tips

Patrick ScanlonWorkers Comp TipsLeave a Comment

Workers Compensation Audit Tips -3-Things You Need To Know No matter how long you have been in business, Workers Compensation Audit Tips might help to answer any questions you may still have about the process that takes place once a year. What Is A Premium Audit & Why Is It Required? Workers compensation policy premium is based on payroll estimates. At the … Read More

Workers Compensation Rate 7219, Trucking Gets 11.8% Rate Increase

Ed WinslowNY Class CodesLeave a Comment

NY trucking insurance

  NY State Workers Comp Truckers classified under 7219 get a 11.8% rate increase on their 2017  policies. Workers Comp Rates – Click Here Definition-Applied to Trucking companies that haul general merchandise under contract for others. Who Can Use it-In NY State,  Class Code 7219 is used by long and short haul truckers that transport products, merchandise, automobiles, freight and … Read More

Reducing Workplace Mishaps can Lead to Lower Compensation Premiums

Caroline VegaSafetyLeave a Comment

Prevent office worker injuries

Safety in the workplace is compulsory for any and all businesses. Safety audits are also performed on a regular basis to check if businesses are complying with mandatory rules and regulations. Despite strong security protocols, however, accidents and mishaps continue to soar at alarming rates. In fact, many employees are currently receiving Workman’s Compensation due to job related accidents and … Read More

Reducing Workplace Accidents and Keeping Compensation Prices Lower

Caroline VegaSafetyLeave a Comment

injured workers have not benefited from 2007 workers comp reforms according to Workers Comp Alliance Report

Reducing Workplace Accidents and Keeping Compensation Prices Lower Safety in the workplace is mandatory for any new or existing business. In fact, safety audits are performed regularly to ensure businesses are complying with compulsory rules and regulations. Even with taking all security measures, however, accidents are still bound to occur. During these instances, employees have the legal right to file … Read More

The Importance of Having the Right Workers Comp Class Codes

Caroline VegaWorkers Comp Class CodesLeave a Comment

learn more about NY workers compensation class codes

New York Workers Comp Class Codes: An Important Component of Your Policy Having the correct NY workers compensation class codes is truly important for business owners. In fact, any incorrect codes on workers comp insurance policies can result in higher premium costs. It can also be a lengthy process if audits are needed for worker’s comp policy review. To ensure you have … Read More

How Workers Comp Class Codes Affect New York Businesses

Caroline VegaNY Class CodesLeave a Comment

workers comp class codes

New York workers comp law requires that all employers obtain and continuously keep in effect workers compensation coverage for all employees. According to Section 51 of the Workers’ Compensation Law, as an employer you must post a Form Notice of Compliance – Workers’ Compensation Law (C-105). Most states use the NCCI class codes. However, the governing authority for workers comp classifications … Read More

New York Workers Compensation Insurance Protects Your Business

Caroline VegaWorkers Comp TipsLeave a Comment

EnforceCoverageGroup.com

New York workers compensation insurance shields employers from financial liability for injuries employees sustain in the course of discharging their duties at work. Such injuries may cause disability or even death to the affected employee. Workers comp coverage provides medical benefits and monetary reparations to injured workers for lost wages. In the unfortunate event of a death, the deceased employee’s … Read More

What are Workers Comp Insurance Safety Groups?

Caroline VegaWorkers Comp TipsLeave a Comment

Learn how to save money on your workers comp insurance

Workers Comp insurance safety groups are a vehicle by which New York employers pool together to save on workers compensation insurance costs. Nationwide, industry associations and clubs create safety groups to make it more affordable for their members to purchase insurance. Safety groups help reduce workers comp costs for members that maintain a safe track record and low w/c claims. … Read More