Workers Compensation Insurance Rates in 2024 for Trucking Companies and Drivers


new york workers comp rates

Commercial Transportation Companies: Covering Truckers and Drivers

The 2018 New York Workers Comp Rates for truckers and drivers is a large and diverse group with variations in rates.

In fact, many commercial trucking companies experience challenges when it comes to obtaining workers compensation insurance for their operations. This is due in part to the difficulty that insurance underwriters have with properly accessing the company’s risk.

Challenges with Workers Comp Coverage for Truck Drivers and Transport Companies in 2024

The issue with pricing workers comp rates is typically related to the fact that many commercial transportation firms employ truck drivers that live in states other than the one that the company’s main offices are located in. Where it becomes tricky is when an accident or injury occurs in a state other than the transport company’s or trucker’s home location.

Ultimately, anyone can place you with NY workers comp insurance; however, our specialized knowledge of specific carriers and their programs enable us to place you with the most comprehensive coverage at the most competitive pricing. Combine that with personalized customer service, and you get a seamless, problem-free experience through the term of your policy.

Start Saving on Your Workers Compensation Today

Enforce Coverage Group works with many different workers compensation insurance carriers that offer highly competitive rates.

With tight competition in the trucking industry and budget a primary concern for many fleet and transportation firms, you need workers’ compensation insurance that will fit your budget while also offering the most protection available.

We take care of shopping your rates for you so that you can focus on what you do best….running your business. With our skill and expertise, we’ve been able to secure significant discounts for our clients. In some cases, even getting up to 28% off NY manual rates.

Look at some of the savings we’ve secured for our trucking clients:

Class Code 8044     Furniture Store Drivers     NYSIF $5.76     Our Preferred Carrier $4.76

Class Code 5545     Roofer: all operations & Drivers     NYSIF $36.96     Our Preferred Carrier: $30.57

Class Code 8232     Lumberyard warehouse & drivers     NYSIF $11.58     Our Preferred Carrier: $9.58

New York Workers Comp Rates for Truckers, Trucking & Transportation Industry Effective October 1, 2024

Class CodeDescriptionNYSIFCarrier 1Carrier 2Carrier 3
4000Sand or gravel digging & drivers4.203.644.044.50
4000Stone digging for stone crushing plant- & drivers4.203.644.044.50
4000Sand or gravel digging & drivers4.203.644.044.50
4000Stone digging for stone crushing plant- & drivers4.203.644.044.50
7219Trucking-hauling explosives or ammunition- all employees & drivers (AK, FL, ID, LA, MA, MT, OR, TN)9.838.519.4410.53
7380Chauffeurs & helpers NOC-commercial- & drivers9.137.918.779.78
7380Drivers, chauffeurs, and their helpers NOC-commercial9.137.918.779.78
7390Beer or ale dealer-wholesale-& drivers14.3812.4513.8115.40
7390Beer or ale dealer-wholesale-& drivers14.3812.4513.8115.40
8264Recycling dealer-cans or bottles- & drivers5.554.815.335.94
8264Bottle dealer-used-& drivers6.885.966.617.37
8264Bottle recycling-beverage-& drivers5.554.815.335.94
8264Recycling dealer-cans or bottles- & drivers5.554.815.335.94
8264Warehousing-cold storage5.554.815.335.94
8291Storage warehouse-cold7.426.427.127.94
8291Warehousing NOC7.426.427.127.94
8292Storage warehouse NOC4.313.734.144.61
8292Warehousing-furniture- & drivers4.313.734.144.61
8293Warehousing-furniture- & drivers7.736.707.438.28
8381Hotel-restaurant employees1.441.241.381.54
9058Garbage and refuse-collecting in containers4.103.553.944.39
9403Ashes, garbage or refuse collection & drivers10.138.789.7410.85
9403Collection of containerized garbage, ashes or refuse10.138.789.7410.85
9403Sign installation, -away from shop and drivers10.138.789.7410.85

What would you do with an additional 10 to 20% off your worker compensation rates?
Call us today or submit your contact information to get started saving on your workers compensation insurance. It’s free. No obligation whatsoever. Also, construction companies, retail & wholesale, restaurants.

New York, New Jersey, Pennsylvania and Connecticut Workers Comp Rates –  Discounts Available For Safe Companies Call 212-947-4298.

*Rates above are examples of New York Workers Comp Manual Rates and do not include experience Modifications, discounts, surcharges, and/or taxes.

new york workers comp rates