NY Workers’ Comp Food Manufacturing Class Code Rates Increase

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NY Workers' Comp Food Manufacturing

NY Workers’ Comp Food Manufacturing Class Code Rates Increase

The rates for NY Workers’ Comp food manufacturing class codes have increased significantly in 2013. This means insureds whose operations apply to the food manufacturing class codes will see higher Workers’ Comp premiums in the 2013-2014 policy term.

NY Workers' Comp Food ManufacturingNY Workers' Comp Food ManufacturingNY Workers’ Comp Food Manufacturing Class Code Increases: Which Codes?

While nearly all NY Workers’ Comp class code rates have seen increases this year, two notable food manufacturing class codes have increased significantly. These are 2001, cracker and cookie manufacturing, and 2002, pasta or noodle manufacturing.
NY Workers’ Comp food manufacturing class code 2001 applies to insureds who produce baked products such as biscuits, cookies, wafers, snaps, matzoh, ice cream cones, and more. Risks whose operations apply to NY Workers’ Comp food manufacturing class code 2001 are usually larger than a bakery and much more mechanized. There is also more hand packaging in this code than a bakery risk. NY Workers’ Comp food manufacturing class code 2001 does not apply to bakeries making a general line of baked goods such as bread, cake, and pies, even though some of their products may be crackers or cookies. A cookie manufacturer who does not have snack bar facilities for on-premises consumption applies to NY Workers’ Comp food manufacturing class code 2001.
NY Workers’ Comp food manufacturing class code 2002 applies to insureds who manufacturing pasta, noodles, etc. using heavy equipment that includes dough mixers, dough kneaders, hydraulic presses and packaging machines. By definition, pasta can include fresh gourmet, dry and packaged, and frozen. Generally, NY Workers’ Comp food manufacturing class code 2002 includes packaging operations.

NY Workers’ Comp Food Manufacturing Class Code Rates Increase

The rates for NY Workers’ Comp food manufacturing class codes 2001 and 2002 have increased significantly in 2013. Class code 2001 went from 5.14 to 7.27, a 41.4% increase. Similarly, class code 2002 went from 4.38 to 6.20, a 41.6% increase. These NY Workers’ Comp food manufacturing operations are both seeing a nearly 50% increase in their premiums in the 2013-2014 policy term.

Enforce Coverage can help find you the most competitive, cost-effective policy for your individual Workers’ Compensation needs. Contact us today to obtain a quote and learn about our hands-on services.

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