The 3 R’s To Buying Workers’ Compensation Insurance: Review, Reboot, Renew

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NY Workers Comp Rates May Rise

As a business owner you know that Workers’ Compensation insurance is required by law; but did you know that each time you renew, your business has an opportunity to streamline your costs and methodology? The three R’s to buying workers’ compensation insurance might just help you better understand what our goal is in helping you. Review Your New York Workers’ Compensation Insurance Ask yourself these questions: … Read More

Workers Compensation Audit Tips

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workers comp insurance audit NY

Workers Compensation Audit Tips -3-Things You Need To Know No matter how long you have been in business, Workers Compensation Audit Tips might help to answer any questions you may still have about the process that takes place once a year. What Is A Premium Audit & Why Is It Required? Workers compensation policy premium is based on payroll estimates. At the … Read More

New York Workers Compensation Insurance Protects Your Business

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New York workers compensation insurance shields employers from financial liability for injuries employees sustain in the course of discharging their duties at work. Such injuries may cause disability or even death to the affected employee. Workers comp coverage provides medical benefits and monetary reparations to injured workers for lost wages. In the unfortunate event of a death, the deceased employee’s … Read More

What are Workers Comp Insurance Safety Groups?

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Learn how to save money on your workers comp insurance

Workers Comp insurance safety groups are a vehicle by which New York employers pool together to save on workers compensation insurance costs. Nationwide, industry associations and clubs create safety groups to make it more affordable for their members to purchase insurance. Safety groups help reduce workers comp costs for members that maintain a safe track record and low w/c claims. … Read More

Is Pay As You Go New York Workers Comp Insurance Right for You?

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New York workers comp insurance

New York workers comp insurance options may seem pretty limiting to many employers and business owners. But there’s one more option that you might not have considered: pay as you go workers comp coverage. This policy option involves using a payroll service to report and handle payroll reporting and premiums. Although most insurance companies offer discounts based on safety records, association … Read More

Workers Comp Law in New York: What You Need to Know

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Understanding workers comp law in New York is something that every employer and employee should resolve to do. This vital insurance coverage provides medical care and benefits to employees that are injured or become ill while on the job. Employers must pay for the insurance, and when claims are filed, the business owner’s insurance company pays the cost of the … Read More

Why Your Business Needs Workers Comp Insurance

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Workers comp insurance for New York businesses

Workers compensation insurance is a system of laws outlining specific benefits injured employees are entitled to along with all the procedures for obtaining those benefits. Workers comp insurance is required for all businesses with employees. This coverage benefits both employees and employers. No one wants to lose their small business due to employee-related work injuries or the possibility of a … Read More

5 Crucial Questions to Ask Your Insurance Agent

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NY workers comp

When buying a new business insurance policy, asking the right questions is critical before agreeing to the purchase. Next to your home, your business is probably your largest investment, your biggest asset, and it needs adequate protection from unforeseen circumstances. Plan on never investing in an insurance policy without a full understanding of exactly what you and your business will … Read More

Workers’ Compensation Insurance: An Overview

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Workers' Compensation

Workers’ Compensation Insurance: An Overview Workers’ Compensation coverage pays benefits to workers injured on the job, including medical care, part of lost wages, and permanent disability. It also provides death benefits to dependents of employees killed from a work-related accident. Workers’ Compensation systems are different in every state, as individual statutes and court decisions have shaped the way they handle … Read More

Creating a Workers’ Compensation Process

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Workers' Compensation

Creating a Workers’ Compensation Process For the unprepared, Workers’ Compensation issues can be both confusing and costly. Fortunately for employers, there are ways to actively engage Workers’ Compensation issues to influence their outcomes. Through management controls and active involvement in the Workers’ Compensation process, your organization can effectively influence related costs. To do so, you will have to establish a … Read More

Workers’ Comp Quote: Understanding the Components

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Workers' Comp Quote

Workers’ Comp Quote: Understanding the Components Workers’ Comp Quote: Components At Enforce Coverage, we can help you obtain a Workers’ Comp quote from an A-Rated carrier. Once you receive a quote, we will assist you in understanding the components, as well as guide you through the process of choosing the best option for your WC coverage. A Workers’ Comp quote … Read More