Running an electrical or construction business in New York isn’t just about bidding the right jobs or keeping projects on schedule. It’s about protecting your crew, staying compliant, and avoiding costly fines. Workers’ compensation insurance isn’t optional-it’s required by law in New York. The challenge? Premiums for high-risk trades like electricians and contractors can feel overwhelming. Let’s break down what … Read More
NYC Plumbers: 3 Costly Workers’ Comp Mistakes (and How to Avoid Them)
Plumbing might not be the first trade that comes to mind when you think of high-risk construction work, but in New York City, plumbers face a unique set of hazards and skyrocketing insurance premiums because of them. Whether you’re rerouting water lines in a Midtown renovation or replacing a sewer main in Queens, your business needs the right workers’ comp … Read More
NYC HVAC Contractors: What You Don’t Know About Workers’ Comp Could Cost You
HVAC contractors in New York City face unique jobsite hazards and some of the most misunderstood workers’ comp requirements in the construction industry. From handling refrigerants and electrical systems to operating in confined spaces, your team works in risky environments every day. If you’re bidding commercial HVAC installs or juggling residential service calls across boroughs, one error in coverage can … Read More
Why NYC Roofers Pay the Highest Workers’ Comp Rates (And What You Can Do About It)
Roofing is one of the most dangerous jobs in construction and in New York City, it’s also one of the most expensive when it comes to workers’ comp insurance. From the moment your crew climbs a ladder, your exposure skyrockets. Between the state’s strict Scaffold Law, NYC-specific jobsite risks, and high injury rates, roofing contractors are often hit with the … Read More
Electrical Contractors in NYC: Avoid These Common Workers’ Comp Mistakes
Electrical work is one of the most dangerous trades in the New York City construction industry—and one of the most expensive when it comes to workers’ comp insurance. With high-risk job sites, frequent inspections, and complex payroll structures, electrical contractors must be strategic when selecting and managing their coverage. To understand how these risks compare across trades, check out our … Read More
Workers’ Comp Insurance for NYC’s High-Risk Construction Trades
Running a successful construction business in New York City means managing complex projects and navigating some of the strictest safety regulations in the country. With risks like scaffolding falls, electrical accidents, and equipment mishaps always around the corner, specialized workers’ compensation insurance isn’t just important; it’s essential. You don’t have to navigate these challenges alone. Enforce Coverage Group specializes in … Read More
NYC Workers Compensation Rates 2025: Complete Guide
Understand NYC workers compensation rates for 2025. Learn key cost factors, trends, and strategies to optimize workers comp coverage across New York State.
Workers Comp Insurance Price in NY: Cost & Savings Tips
Compare workers comp insurance prices in NY. Learn average rates by industry, what impacts premiums, and how to reduce costs with expert-backed strategies.
Essential Guide to New York Construction Workers Comp Insurance
What Every New York Construction Business Owner Needs to Know About Workers Comp Insurance Navigating the intricacies of workers compensation insurance is crucial for any construction business owner in New York. Ensuring your business is adequately covered not only safeguards your employees but also protects your company from potentially devastating financial impacts. With specific regulations and requirements in place, understanding … Read More
Protect Your Team and Your Business: The Importance of Workers Comp Insurance for Plumbers
Protecting your team and your business is paramount in the plumbing industry, making workers comp insurance a vital investment. As a plumbing company in New York, understanding the importance of insurance for plumbers, specifically workers comp insurance, can safeguard your employees and your bottom line. This comprehensive guide will cover the significance of business insurance for plumbers, offering valuable insights … Read More
How to Save Money on New York Workers Compensation Insurance
How much money do you want to save on New York workers compensation insurance? That is the question many businesses are asking themselves when they are trying to decide what insurance company policy to get. If your answer is “a lot,” then you should definitely read on. Many businesses spend time looking for an affordable NY workers comp plan and … Read More
The Definitive Guide to General Liability Insurance for NY Businesses
General liability insurance is very important for companies working in New York. It protects your business from claims of people getting hurt, things getting broken, and problems with how your company talks about itself. Without this coverage, one big lawsuit could close your business for good. Key Takeaway: General liability insurance shields NY businesses from costly claims related to third-party … Read More