Running an electrical or construction business in New York isn’t just about bidding the right jobs or keeping projects on schedule. It’s about protecting your crew, staying compliant, and avoiding costly fines. Workers’ compensation insurance isn’t optional-it’s required by law in New York. The challenge? Premiums for high-risk trades like electricians and contractors can feel overwhelming. Let’s break down what … Read More
NYC Plumbers: 3 Costly Workers’ Comp Mistakes (and How to Avoid Them)
Plumbing might not be the first trade that comes to mind when you think of high-risk construction work, but in New York City, plumbers face a unique set of hazards and skyrocketing insurance premiums because of them. Whether you’re rerouting water lines in a Midtown renovation or replacing a sewer main in Queens, your business needs the right workers’ comp … Read More
NYC HVAC Contractors: What You Don’t Know About Workers’ Comp Could Cost You
HVAC contractors in New York City face unique jobsite hazards and some of the most misunderstood workers’ comp requirements in the construction industry. From handling refrigerants and electrical systems to operating in confined spaces, your team works in risky environments every day. If you’re bidding commercial HVAC installs or juggling residential service calls across boroughs, one error in coverage can … Read More
Why NYC Roofers Pay the Highest Workers’ Comp Rates (And What You Can Do About It)
Roofing is one of the most dangerous jobs in construction and in New York City, it’s also one of the most expensive when it comes to workers’ comp insurance. From the moment your crew climbs a ladder, your exposure skyrockets. Between the state’s strict Scaffold Law, NYC-specific jobsite risks, and high injury rates, roofing contractors are often hit with the … Read More
Electrical Contractors in NYC: Avoid These Common Workers’ Comp Mistakes
Electrical work is one of the most dangerous trades in the New York City construction industry—and one of the most expensive when it comes to workers’ comp insurance. With high-risk job sites, frequent inspections, and complex payroll structures, electrical contractors must be strategic when selecting and managing their coverage. To understand how these risks compare across trades, check out our … Read More
Workers’ Comp Insurance for NYC’s High-Risk Construction Trades
Running a successful construction business in New York City means managing complex projects and navigating some of the strictest safety regulations in the country. With risks like scaffolding falls, electrical accidents, and equipment mishaps always around the corner, specialized workers’ compensation insurance isn’t just important; it’s essential. You don’t have to navigate these challenges alone. Enforce Coverage Group specializes in … Read More
Navigating NY Workers Comp Rates for Construction Companies: A Comprehensive Guide
Understanding workers comp rates for construction is essential for construction companies and contractors to manage their business insurance effectively. These rates are influenced by various factors such as the type of construction work, safety record, location, and payroll size. In this comprehensive guide tailored for construction businesses seeking insurance coverage, we will delve into the intricacies of workers’ comp rates, … Read More