NYS Workers Comp Rate 0042 for LANDSCAPE GARDENING & DRIVERS
Description: New York Workmens Compensation Class Code 0042 Landscape & gardening includes grass cutting, weed control, lawn spraying, laying out grounds, tree spraying or fumigating, and planting trees, shrubs, flowers or lawns. It does not apply to insureds who are engaged primarily in the maintenance of lawns, grounds and gardens, though they may incidental to the maintenance process, perform minor amounts of landscaping work.
NYS Workers Comp Rate 0042 is applied to insureds primarily engaged in planning, clearing, grading and planting necessary for landscaping operations. The clearing and grading done by these insureds is of the fine type necessary for finishing operations and does not result in changes to the contour of the land. Insureds primarily engaged in excavation, filling or backfilling are separately rated as Code 6217—Excavation NOC.
These insureds may have nursery operations but such work would be limited and usually conducted to furnish stock for their landscaping business. Sod installers are also classified to Code 0042, but sod growing and harvesting are not part of this work compensation class code.
NYS Workers Comp Rate 0042 covers sodding, seeding, planting and similar work necessary for the beautification of roadsides in connection with street or road construction, by whomsoever performed. Code 0042 is applied by analogy to contractors engaged in the installation of artificial turf.
NYS Workers Comp Rate 0042 For Landscapers
Pricing: NYS Rating Board has increased 0042 another 8.7% in 2012. This comes on the heels of a 19.7% increase in 2011. NY State Fund rate 2012 is $9.82 per $100 in payroll. Other carriers can be more competitive for good risks with rates as low as $8.38.
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