Workers’ Comp Insurance For Sales Professionals Rate 8748
Workers’ Comp class code 8748: Who Does It Apply To?
Workers’ Comp class code 8748 applies to salespersons employed by sales and service agencies that are engaged in the selling or long-term leasing of new or used automobiles, vans, trucks, motorcycles, and mobile homes. This also applies to automobile tire salespersons as well as boat salespersons. Boat salespersons are included under NY Workers’ Comp class code 8748 whether they are employed at an inland location or a location near water such as a boatyard, boat dock, or marina. NY Workers’ Comp class code 8748 also applies to salespersons employed by an insured who operates under a sales and service franchise with diesel engine companies. The majority of sales involve engines for trucks.
NY Workers’ Comp class code 8748 does not apply to short-term automobile rentals. These operations are covered under class code 8002. Outside salespersons and collectors who exclusively engage in the collection of monthly payments or call on customers for the purpose of soliciting sales of spare parts or accessories are included under class code 8742, not 8748. Similarly, outside salespersons who sell as well as demonstrate power machinery are not included under NY Workers’ Comp class code 8748. These operations are covered under class code 8107. When outside salespersons only sell but do not demonstrate power machinery, they are included in class code 8742.
NY Workers’ Comp Class Code 8748 Rate
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