NY Workers Comp Rates for Retail & Wholesale


NY workers compensation rates

Worker Comp Insurance for retail and wholesale businesses covers a wide range of professions. If your retail store or wholesale outlet has full-time or part-time employees, you are required by New York State law to have workers compensation insurance.

NY Workers Comp Rates for Retailers, Auto, Professional Services & Healthcare

Class Code Classification / PhraseologyOct. 2017Carrier 1Carrier 2Carrier 3
2590RETAILDry Cleaning - Retail & Route Salespersons, Drivers3.073.383.754.18
2591RETAILDry Cleaning Or Laundry Commerical & Route Salespersons, Drivers6.437.077.848.74
4130RETAILGlass Merchant9.059.9611.0412.31
4310RETAILGreeting Card Dealer - Wholesale4.004.404.885.44
4312RETAILNewspaper Carriers-Including Use of Bicycles3.173.493.874.31
7998RETAILHardware Store - Retail3.864.254.715.25
7999RETAILHardware Store - Wholesale2.432.672.963.30
8001RETAILFlorist Store & Drivers3.493.844.264.75
8006RETAILGrocery Store - Retail2.322.552.833.16
8008RETAILClothing or Wearing Apparel Store-Retail1.151.271.401.56
8012RETAILQuick Printing1.741.912.122.37
8013RETAILJewelry Store.470.520.570.64
8016RETAILPhotocopy Shops-All Employees-& Clerical, Outside Salespersons, Drivers.580.640.710.79
8017RETAILRetail Store NOC-No Service of Food1.801.982.202.45
8018RETAILWholesale Store NOC4.504.955.496.12
8021RETAILMeat Dealer - Wholesale6.697.368.169.10
8025RETAILBicycle Store - Retail2.352.592.873.20
8031RETAILMeat Store-Retail3.473.824.234.72
8032RETAILClothing or Wearing Apparel Store-Wholesale1.111.221.351.51
8034RETAILGrocery Store-Wholesale6.777.458.269.21
8039RETAILDepartment Store - Retail2.582.843.153.51
8043RETAILRetail Store NOC - Including Service of Food - Not Restaurants1.201.321.461.63
8044RETAILFurniture Store - Wholeslae Or Retail & Drivers3.924.314.785.33
8046RETAILAutomobile Accessories Store NOC - Retail & Drivers4.424.865.396.01
8047RETAILDrug Store-Wholesale2.132.342.602.90
8048RETAILFruit Or Vegetable Store - Wholesale6.246.867.618.49
8068RETAILArt Gallery & Clerical.530.580.650.72
8069RETAILCellular Telephone Store - Retail.991.091.211.35
8072RETAILBook Store-Retail1.141.251.391.55
8090RETAILAuctioneers & Salespersons-Outside1.241.361.511.69
8102RETAILSeed Merchant10.3911.4312.6814.13
8103RETAILWool Merchant & Drivers6.266.897.648.51
8105RETAILHide or Leather Dealer3.704.074.515.03
8106RETAILIron Or Steel Merchant & Drivers7.318.048.929.94
8107RETAILMachinery Dealer NOC - Store Or Yard & Drivers4.544.995.546.17
8111RETAILPlumbers' Supplies Dealer & Drivers5.235.756.387.11
8116RETAILFarm Machinery Dealer-All Operations-& Drivers3.103.413.784.22
8199RETAILFarm Or Feed Supply Dealer - Retail - Exclusively4.424.865.396.01
8209RETAILVegetable Packing & Drivers9.6510.6211.7713.12
8215RETAILHay, Grain, Feed or Fertilizer Dealer-& Local Managers, Drivers9.7610.7411.9113.27
8747RETAILShowroom Salespersons.
8748RETAILAutomobile Salespersons1.571.731.922.14
9016RETAILAmusement Park or Exhibition Operation & Drivers7.267.998.869.87
9048RETAILCamp Operation - Recreational Or Educational - All Employees - & Drivers3.173.493.874.31
9052RETAILHotel NOC-All Other Employees-& Drivers3.994.394.875.43
9055RETAILExercise or Health Institute1.491.641.822.03
9058RETAILHotel NOC-Restaurant Employees3.924.314.785.33
9060RETAILClub - Country, Gold, Fishing, Or Yacht & Clerical2.022.222.462.75
9061RETAILClubs NOC-All Employees-& Clerical2.162.382.642.94
9063RETAILYMCA, YWCA, YMHA or YWHA, Institution-All Employees-& Clerical1.341.471.631.82
9065RETAILClub - Tennis-Private & Clerical1.331.461.621.81
9071RETAILRestaurant - Full - Service - Including Entertainers And or Musicians2.252.482.753.06
9072RETAILRestaurant-Fast Food-& Drivers2.622.883.203.56
9074RETAILBar, Dance Club, Lounge, Nightclub Or Tavern - Including Entertainers And Or Musicians 1.401.541.711.90
9093RETAILSports Related Entertainment Facilities2.392.632.923.25
9101RETAILSchool Or College - All Other Employees & Drivers3.904.294.765.30
9102RETAILPark NOC-All Employees-& Drivers4.585.045.596.23
9149RETAILTheater - Drive-In - All Employees & Drivers2.252.482.753.06
9157RETAILTheatrical Prod. In Which Players/Ents. Dance, Skate, Perform Acrobatics - Players, Ents, Musicians 5.476.026.677.44
9158RETAILTheatrical Prod. In Which Players/Ents. Dance, Skate, Perform Acrobatics - All Other Employees2.242.462.733.05
9159RETAILTheatrical Production NOC-Players, Entertainers or Musicians1.701.872.072.31
9160RETAILTheatrical Production NOC - All Other Employees1.852.042.262.52
9180RETAILAmusement Device Operation NOC - Not Traveling & Drivers2.913.203.553.96
9182RETAILAthletic Team or Park-Operation of Park-& Drivers2.052.262.502.79
9186RETAILCarnival, Circus or Amusement Device Operator-Traveling-All Employees-& Drivers10.5411.5912.8614.33
9552CTRSign Erection or Repair-Away from Shop-Not Outdoor Advertising Companies-& Drivers14.7316.2017.9720.03
9553CTRSign Painting Or Lettering On Buildings Or Structures & Drivers9.2010.1211.2212.51
9585RETAILShoe Repair Shop1.191.311.451.62
9586RETAILBarber Shop0.720.790.880.98
9620RETAILFuneral Directors & Drivers1.952.152.382.65
3821AUTOAutomobile Dismantling & Drivers12.8314.1115.6517.45
8381AUTOAutomobile Gasoline Station -Self-Service Gasoline Exclusively - No Convenience Store3.473.824.234.72
8382AUTOAutomobile Gasoline And/Or Service Stations - Self Service Gasoline Station - With Convenience Store2.462.7133.35
8391AUTOAutomobile Sales or Service Agency-All Operations-& Drivers4.314.745.265.86
8392AUTOAutomobile Parking Lot & Drivers3.23.523.94.35
8829HEALTHCAREConvalescent Or Nursing Home - All Employees4.384.825.345.96
8831HEALTHCAREVeterinary Hospital & Drivers1.641.822.23
8832HEALTHCAREPhysician & Clerical0.550.610.670.75
8833HEALTHCAREHospital-Professional Employees1.781.962.172.42
8854HEALTHCAREHealth Care Services - Medical Or Other Professional Services - Traveling5.315.846.487.22
8857HEALTHCARESocial Case Workers - Traveling3.43.744.154.62
8864HEALTHCAREDevelopmental Organizations - All Employees & Salespersons, Drivers3.844.224.685.22
8865HEALTHCAREAlcohol or Drug Rehabilitation Facility-All Employees-& Clerical3.864.254.715.25
8866HEALTHCAREAssisted Living Facility - All Employees & Clerical3.754.134.585.1
8869HEALTHCAREDay Care Centers-Children-Professional Employees & Clerical, Salespersons1.081.191.321.47
9040HEALTHCAREHospital - All Other Employees5.486.036.697.45
9051HEALTHCAREHealth Care Services - Daily Living Skills Services - Traveling5.155.676.287
9059HEALTHCAREDay Care Centers-Children-All Other Employees & Drivers10.5511.6112.8714.35
8742PRO SVSalespersons, Collectors or Messengers-Outside0.360.40.440.49
8803PRO SVClerical Service Contractor - Traveling0.
8809PRO SVExecutive Officers NOC-Not Foremen, Workers or Salespersons0.250.280.310.34
8810PRO SVClerical Office Employees NOC0.
8820PRO SVAttorney-All Employees-& Clerical, Messengers, Drivers0.
8838PRO SVPublic Library - Professional Employees - Includes Attendants & Ushers0.590.650.720.8
8840Religious House Of Worship - Professional Employees0.590.650.720.8
8868PRO SVSchool-Professional Employees & Clerical0.570.630.70.78
8871PRO SVTelecommuter Clerical Employees0.360.40.440.49
8901PRO SVTelephone or Telegraph Co-Office or Exchange Employees & Clerical0.
9549PRO SVAdvertising Co. & Drivers3.764.144.595.11

Workers Comp Insurance: Retail Store & Wholesale Operations

This vital coverage replaces employees’ lost wages when they are off work due to on-the-job accidents or illnesses. Workers comp also pays for employee medical bills.

The private workers comp market in New York allows business owners to purchase this coverage from any private insurance agency or company that is licensed to write insurance in the state. Enforce Coverage Group, like other workers compensation insurance agents, competes with the New York State Insurance Fund. This public entity assists employers that cannot find insurance coverage elsewhere.

The NYSIF does accept high-risk businesses, but you should be aware that the NYSIF rates are often much higher than those found with private insurance carriers.

Although your business type, number of employees and past claims affect your workers compensation premiums, you can shop these rates to find the best coverage and pricing to fit your needs.

Enforce Coverage Group specializes in workers comp insurance for retail stores and wholesalers. We can help you find the right policy to protect your employees and business.

View our Sample Retailers & Wholesale NY Workers Compensation Rates to see the savings we’ve obtained for our clients:

Class Code 2003 Bakeries & Drivers
NYSIF $9.63     Our preferred carrier $7.96

Class Code 8018 Carpet, Rug, Linoleum Store – Wholesale
NYSIF $6.22     Our preferred carrier $5.15

Class Code 8291 Storage Warehouse-Cold
NYSIF $12.75     Our preferred carrier $10.55

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NY Workers Comp Rates – Discounts Available For Safe Companies Call 212-947-4298

 *Rate above are examples of New York, Connecticut, Pennsylvania and New Jersey Workers Compensation Manual Rates and do not include experience Modifications, discounts surcharges and taxes. Rates available for food businesses and restaurants. 

NY workers compensation rates