Category Archive

How much money do you want to save on New York workers compensation insurance? That is the question many businesses are asking themselves when they are trying to decide what insurance company policy to get. If your answer is “a lot,” then you should definitely read on. Many businesses spend time looking for an affordable NY workers comp plan and … Read More

Workers Comp Coverage for Contractors in NY,NJ,CT Market Overview NY,NJ and CT Contractors Workers Comp Market tightening If you are an Established contractor in NY, NJ and CT and survived the last economic downturn Congratulations. You most likely have 5 plus employees and have been able obtain Contractors  Workers Comp  insurance easily because you make it a priority to manage … Read More

How Employers should handle a Claim Employers and employees benefit from a well-handled NYS workers comp claim. For the employer, claim costs are minimized and workers return to work earlier. For the employee, certain costs are eliminated and wages can continue should an employee have to be placed out of work. Below are some steps an employer can take to … Read More

As a business owner you know that Workers’ Compensation insurance is required by law; but did you know that each time you renew, your business has an opportunity to streamline your costs and methodology? The three R’s to buying workers’ compensation insurance might just help you better understand what our goal is in helping you. Review Your New York Workers’ Compensation Insurance Ask yourself these questions: … Read More

New York workers compensation insurance shields employers from financial liability for injuries employees sustain in the course of discharging their duties at work. Such injuries may cause disability or even death to the affected employee. Workers comp coverage provides medical benefits and monetary reparations to injured workers for lost wages. In the unfortunate event of a death, the deceased employee’s … Read More

Workers Comp insurance safety groups are a vehicle by which New York employers pool together to save on workers compensation insurance costs. Nationwide, industry associations and clubs create safety groups to make it more affordable for their members to purchase insurance. Safety groups help reduce workers comp costs for members that maintain a safe track record and low w/c claims. … Read More

New York workers comp insurance options may seem pretty limiting to many employers and business owners. But there’s one more option that you might not have considered: pay as you go workers comp coverage. This policy option involves using a payroll service to report and handle payroll reporting and premiums. Although most insurance companies offer discounts based on safety records, association … Read More

Understanding workers comp law in New York is something that every employer and employee should resolve to do. This vital insurance coverage provides medical care and benefits to employees that are injured or become ill while on the job. Employers must pay for the insurance, and when claims are filed, the business owner’s insurance company pays the cost of the … Read More

Workers compensation insurance is a system of laws outlining specific benefits injured employees are entitled to along with all the procedures for obtaining those benefits. Workers comp insurance is required for all businesses with employees. This coverage benefits both employees and employers. No one wants to lose their small business due to employee-related work injuries or the possibility of a … Read More

When buying a new business insurance policy, asking the right questions is critical before agreeing to the purchase. Next to your home, your business is probably your largest investment, your biggest asset, and it needs adequate protection from unforeseen circumstances. Plan on never investing in an insurance policy without a full understanding of exactly what you and your business will … Read More

Workers’ Compensation Insurance: An Overview Workers’ Compensation coverage pays benefits to workers injured on the job, including medical care, part of lost wages, and permanent disability. It also provides death benefits to dependents of employees killed from a work-related accident. Workers’ Compensation systems are different in every state, as individual statutes and court decisions have shaped the way they handle … Read More